FIRST TIME BUYER

M R financial
True independent whole of market advice

Exclusive mortgage broker products

Decision in Principle in a matter of minutes

Hassle free – we handle all paperwork and process application

Your own personal adviser & mortgage/insurance administrator

95 % mortgages now available

 first time buyers

  FREE Annual reviews from our money saving experts

M & R advisors have combined over 20 years industry experience

Buying your first home is a daunting but exciting prospect. One of the most important things to do before you look for your home is to establish precisely how much you can borrow. Then it is essential to work out exactly how much you can afford to pay on a monthly basis, this will determine your mortgage term.Buying your first home is a daunting but exciting prospect.

Then it is essential to work out exactly how much you can afford to pay on a monthly basis, this will determine your mortgage term. Once you have found your home our qualified advisors Ben Riley or Philip McGuire will guide you through the process.

We are independent so we will look at all the offerings from the whole marketplace in order to achieve the most suitable mortgage product for you. We also have access to exclusive mortgage products that can’t be found anywhere else.

You will have many questions ranging from costs to what type of product is best for you. This will all be answered by your advisor at the initial meetings. Once you have had an offer accepted we will handle everything down to the last detail.

You will then become a valued client of M & R FM LTD and we will endeavour to make ourselves available to you throughout the mortgage term through our mortgage review service.

"Your home may be repossessed if you do not keep up repayments on your mortgage."
There may be a fee for arranging your mortgage. The typical fee charged is an administration fee of £199, we also receive commission from the lender.